Terms of Use
Last updated: September 2026
These Terms govern your use of the LifeGuard Life website. By using this site, you agree to these Terms.
Educational content only
All content on this website is provided for general educational purposes only. It is not a quote, offer of insurance, or individualized financial, tax, or legal advice. Life insurance products, features, and availability vary by carrier and state.
No guarantee of outcomes
References to insurance types, their features, or potential benefits do not guarantee any particular outcome. Actual eligibility, rates, and benefits depend on underwriting and are determined solely by the issuing insurance company.
Use of the site
You agree to use this site lawfully and not to submit false, misleading, or harmful information. We may restrict access to anyone who misuses the site or its forms.
Third-party information
Information about insurance products is general in nature and may not reflect every product or carrier. Always review the actual policy and disclosures provided by the issuing insurance company.
Limitation of liability
To the fullest extent permitted by law, LifeGuard Life is not liable for decisions made based on the educational content on this site. You are responsible for reviewing any decision with a licensed insurance agent and the relevant insurance company.
Changes to these terms
We may update these Terms from time to time. Continued use of the site after changes constitutes acceptance of the updated Terms.
Contact
Questions about these Terms? Email us at epiclife.childs@gmail.com (placeholder until replaced with the real business address).
This content is for educational purposes only and is not a quote, offer of coverage, or individualized financial, tax, or legal advice. Life insurance products and features vary by carrier and state. Actual eligibility, rates, and benefits depend on underwriting and are determined by the issuing insurance company. Review any decision with a licensed insurance agent.